Oregon Health Plan (OHP): Oregon Medicaid Income Limits and Who Qualifies
Ready to shop for a plan? Oregon’s Health Insurance Marketplace is where you apply, see what help you qualify for, and compare plans.
Want free local help? Oregon’s Marketplace lists free local helpers here: healthcare.oregon.gov/Pages/find-help.aspx
What Is the Oregon Health Plan?
The Oregon Health Plan (OHP) is Oregon’s Medicaid program. It’s free health coverage for people who qualify based on income and other rules. Most members get their care through a coordinated care organization (CCO), a local plan that brings together medical, dental, and behavioral health care.
There are two main programs for adults:
OHP Plus
The traditional program for lower incomes.
OHP Bridge
A newer program for adults whose income is a bit too high for OHP Plus.
OHP Income Limits
These are the yearly income ranges Oregon lists for adults. They apply through February 2027, and Oregon updates them each year.
You may also see the OHP Plus limit listed as 138% of the poverty level. It is the same rule. Medicaid sets aside an amount of income equal to 5% of the poverty level before it counts yours, so the working limit is about $1,836 a month for one person. If your income is close to the line, apply anyway and let Oregon do the math.
| Household size | OHP Plus (up to 133% of poverty level) | OHP Bridge (133% to 200%) |
|---|---|---|
| 1 | Up to $21,228 | $21,228 to $31,920 |
| 2 | Up to $28,788 | $28,788 to $43,280 |
| 3 | Up to $36,336 | $36,336 to $54,640 |
| 4 | Up to $43,896 | $43,896 to $66,000 |
Children and pregnant people have different income limits. If that’s you or someone in your household, check with OHP.
Oregon’s Health Insurance Marketplace is where you apply, see what help you qualify for, and compare plans.
Want free local help? Oregon’s Marketplace lists free local helpers here: healthcare.oregon.gov/Pages/find-help.aspx
What Is OHP Bridge?
OHP Bridge is for adults with income just above the OHP Plus limit. To qualify, you must:
- ✓ Be an adult under 65
- ✓ Have income between 133% and 200% of the federal poverty level
- ✓ Not have access to affordable health insurance
- ✓ Have an eligible citizenship or immigration status
OHP Bridge covers medical, dental, and behavioral health care, plus extras like rides to medical appointments. Like OHP Plus, it has no member costs. It doesn’t cover long-term services and supports or housing and nutrition benefits.
How to Apply for OHP
You can apply through Oregon’s ONE system, the state’s online application for OHP and other benefits. Oregon’s Marketplace application can also send you to OHP if your income qualifies.
Earn Too Much for OHP? Here's What's Next
If your income is above 200% of the poverty level, you won’t qualify for OHP or OHP Bridge, but you may qualify for a subsidy on a Marketplace plan. For 2027 coverage, subsidies are available to households earning up to 400% of the poverty level (up to $63,840 for one person). Here’s how subsidies work and how the Oregon Marketplace works.
Have Medicare Too?
If you qualify for both Medicare and OHP, Medicare is your main coverage. OHP can help pay Medicare premiums, deductibles, and coinsurance, and covers some things Medicare doesn’t, like dental care and rides to appointments. See Medicare in Oregon.
Oregon’s Health Insurance Marketplace is where you apply, see what help you qualify for, and compare plans.
Want free local help? Oregon’s Marketplace lists free local helpers here: healthcare.oregon.gov/Pages/find-help.aspx
FAQs
What are the income limits for OHP Plus?
For adults, up to 133% of the federal poverty level: about $21,228 a year for one person or $43,896 for a family of four, through February 2027.
How much can you make in Oregon to qualify for Medicaid?
Adults can qualify for OHP Plus up to 133% of the poverty level, and adults under 65 can qualify for OHP Bridge up to 200% ($31,920 a year for one person).
What does it take to qualify for the Oregon Health Plan?
Your household income has to fall within the limits, and you need an eligible citizenship or immigration status. OHP Bridge also requires that you be under 65 and not have access to affordable health insurance.
Is the Oregon Health Plan free?
Yes. OHP Plus and OHP Bridge have no member costs.
What if I make too much for OHP?
You may qualify for a subsidy on a Marketplace plan if your household income is up to 400% of the poverty level.
Oregon’s Health Insurance Marketplace is where you apply, see what help you qualify for, and compare plans.
Want free local help? Oregon’s Marketplace lists free local helpers here: healthcare.oregon.gov/Pages/find-help.aspx
